Comments on: Get Benefited With Magazine Subscriptions

By: Rosalie Luella

Rosalie Luella — Tue, 06 Oct 2009 03:31:07 +0000

The site looks so sweet!!!At first when you mentioned the whole site I was a little skeptical about how real the products would be and if you'd be receiving your purchases. It seems like you lucked out and found a GREAT deal. If you really want to participate in this beauty club then by all means go ahead!!I am a major beauty lover myself and love blogging about anything having to do with my makeup and high fashion ^^.I personally wouldn't join a beauty club because I learn my makeup techniques with inspiration best on my own.But HAVE FUN!

By: Naj

Naj — Tue, 06 Oct 2009 03:31:07 +0000

1.b 2.c 3.b 4. false 5.c 6.c 7.false 8.b 9.true 10.c 11.a 12.b 13.a 14.c
15.a 16.d 17.b 18.c 19.a 20.b 21.c 22.d 23.b 24.b 25.a

I hope this helps!! 26. When your credit score is poor, your mortgage interest rate will be: (1 point)
(1 pt) Higher
(0 pts) Lower
1 /1 point
27. A revolving credit account where the cardholder must pay the full account balance each month is called what? (1 point)
(1 pt) a charge card
(0 pts) a debit card
(0 pts) a credit card
(0 pts) a gift card
1 /1 point
28. In a list of numbers placed in numerical order, the middle number is called what? (1 point)
(0 pts) the average
(1 pt) the median
(0 pts) the difference
(0 pts) the total
1 /1 point
29. A FREE warranty from an automobile manufacturer that covers any and all mechanical problems for a specified period from the purchase date is generally called what? (1 point)
(0 pts) Supplemental insurance
(1 pt) Bumper-to-Bumper warranty
(0 pts) Manufacturers extended warranty
(0 pts) Sellers guarantee
0 /1 point
30. A short-term financial goal is achieved within what time period? (1 point)
(0 pts) 10-25 years
(1 pt) 1-12 months
(0 pts) 1-5 years
(0 pts) 30 years
1 /1 point
31. Either party involved in a contract can change typed passages by writing the changes on the document and then having both parties initial next to the change. (1 point)
(1 pt) True
(0 pts) False
1 /1 point
32. If your credit score is low, or you don’t have established credit, a person that does have good or established credit will have to what? (1 point)
(0 pts) co-sign on the debt
(0 pts) assign the debt
(0 pts) guarantee the debt
(1 pt) A and C
1 /1 point
33. What is the most important part of a contract to read? (1 point)
(0 pts) The bold passages
(1 pt) The fine print
(0 pts) The period of performance
(0 pts) The payment schedule
1 /1 point
34. All charge card and credit card companies must send you a copy of the terms of your cardholder agreement if you request it in writing. (1 point)
(1 pt) True
(0 pts) False
1 /1 point
35. When paying for medical care, the portion of the total cost you pay out-of-pocket for prescriptions and/or doctor visits (after insurance) are called medical: (1 point)
(0 pts) Supplements
(1 pt) Co-pays
(0 pts) Premiums
(0 pts) Deductibles
0 /1 point
36. Supplemental insurance policies can pay you regular income for: (1 point)
(0 pts) Long-term disabilities
(0 pts) Injury disabilities
(0 pts) Cancer treatment
(1 pt) All of the above
1 /1 point
37. The reduction of value of an asset (something of value) over time due to normal usage is called what? (1 point)
(1 pt) Depreciation
(0 pts) Appreciation
(0 pts) Decay
(0 pts) Inflation
1 /1 point
38. What are considerations to think about when planning for retirement? (1 point)
(0 pts) Time to retirement
(0 pts) Planned quality of life
(0 pts) Current savings
(1 pt) All of the above
1 /1 point
39. Experian, TransUnion, and Equifax are all involved in collecting information that results in a report of your: (1 point)
(0 pts) Income
(0 pts) Debt to Income Ratio
(1 pt) Credit Score
(0 pts) Interest Rate
1 /1 point
40. The retail price of a brand-new automobile is also known as? (1 point)
(0 pts) The wholesale value
(1 pt) The sticker price
(0 pts) The Kelly Blue Book price
(0 pts) The dealer price
1 /1 point
41. When you're retired or disabled, what government institution pays your regular monthly income based upon contributions you made while working? (1 point)
(1 pt) The Social Security Administration
(0 pts) Medicare
(0 pts) Medicaid
(0 pts) Elderly Assistance Institute
1 /1 point
42. When you have a fixed amount of income each month, with no expectation of an increase or decrease in the amount you receive you're living on a what? (1 point)
(0 pts) Variable income
(1 pt) Fixed income
(0 pts) Poverty line
(0 pts) Low-income subsidy
1 /1 point
43. The amount of goods and services you can buy with your money is referred to as what? (1 point)
(0 pts) Inflationary spending
(0 pts) Bartering
(1 pt) Purchasing power
(0 pts) The exchange rate
1 /1 point
44. The simplest form of a loan contract between two individuals is called what? (1 point)
(0 pts) Exchange agreement
(1 pt) I.O.U.
(0 pts) Borrowing agreement
(0 pts) Lending agreement
1 /1 point
45. If your down-payment on a home is GREATER than 20% of the total value, you'll generally have to purchase Personal Mortage Insurance. (1 point)
(0 pts) True
(1 pt) False
0 /1 point
46. The metaphor for your main income sources during retirement is what? (1 point)
(0 pts) The four-legged dog
(1 pt) The three-legged stool
(0 pts) The three-pronged attack
(0 pts) The four-legged stool
1 /1 point
47. Mortage loans have lower interest rates (and lower risk to lenders) than automobile loans, why? (1 point)
(0 pts) The bank will always know where to find a house
(0 pts) Automobile loans have smaller loan amounts
(0 pts) Automobiles can be hidden from repossession
(1 pt) A and C
1 /1 point
48. The payment schedule on a mortage is created using what? (1 point)
(1 pt) An amortization table
(0 pts) A balance-due spreadsheet
(0 pts) An equity schedule
(0 pts) A principal repayment plan
1 /1 point
49. If you're living "beyond your means" it's likely you'll eventually go bankrupt. (1 point)
(1 pt) True
(0 pts) False
1 /1 point
50. The type of card that is linked to your checking account and doesn't accrue interest is called what? (1 point)
(0 pts) a charge card
(0 pts) a credit card
(1 pt) a debit card
(0 pts) a revolving card

By: Jas

Jas — Tue, 06 Oct 2009 03:31:07 +0000

1. credit reports
2. 7 years
3. Kelley Blue Book
4 False
5 Retirement accounts
6 Disability
7 True
8 Revolving
9 True
10 Risk taking
11 Venture capitalists
12 ?
13 FDIC
14 Increase education
15 ?
16 Magazine
17 ?
18 Utilities
19 ?
20 Liquidated
21 Insurance Policy
22 Cash ?
23 Income potential
24 Worth less
25 ?
26 Higher
27?
28 Median
29 Sellers guarantee
30 ?
I hope this helps

By: $+3p|-|@|\||3

$+3p|-|@|\||3 — Tue, 06 Oct 2009 03:31:06 +0000

Redbook is a definite no. Cosmo has a bit of all those magazines rolled into one. Glamour is a good choice as well. If your a beauty freak Allure would be the winner. I subscribe to all of those except Redbook they are all good in their own way.

By: Danita

Danita — Tue, 06 Oct 2009 03:31:06 +0000

By: NBA fan

NBA fan — Tue, 06 Oct 2009 03:31:06 +0000

USTA is supposed to promote the game of tennis, and I think its doing a crappy job. I don't think it is doing enough for the game of tennis. It should be developing strategic partnerships, expanding its reach on the Internet, and marketing the game better to its potential fan base. I think that what you are supposed to be getting from your membership dues, is a better tennis nation, where tennis isn't kicked down the priority list by television stations. A nation where tennis is played more and watched more by the general public. Think of it as a donation to the game of tennis. Unfortunately, I don't think they're using their funding wisely, but still, maybe they will someday… I'd like to see the USTA post year-end accomplishments, financial reports, and plans, to show some accountability to its millions of members. Maybe they're charging too much or too little, who knows? Are profits being hogged by individuals?

Here are the USTA membership benefits according to the USTA:
http://www.usta.com/Membership/Default.aspx

By: oneday b

oneday b — Tue, 06 Oct 2009 03:31:06 +0000

http://online-extracash.blogspot.com

By: Sports Maven

Sports Maven — Tue, 06 Oct 2009 03:31:05 +0000

Yes, they have. But there is nothing wrong with that. In a democracy, the press has to be allowed to report everything. A free press is the most powerful guarantor of democratic rights. Crooked persons in positions of power fear a free press more than they fear the police. In a free-enterprise society, everyone must be allowed to make a profit legally whenever they can.
About men treating women as inferiors. Women do it, too. If every American woman voted for Hillary who has far more qualifications for the job than Barack, America will get the best person available for the presidency. All over the world woman have the power in democracies to stop the discrimination against women, but for some dumb reason, most women ape men when it comes to voting against a woman candidate simply because she is a woman. In this matter, American women as a group are just as backward as women in Fourth-world countries. It's understandable there because women there are not allowed to get educated. What's an American woman's reason for voting for Barack Obama who has less qualifications for the job than Hillary Clinton?

By: sangy

sangy — Tue, 06 Oct 2009 03:31:05 +0000

By: bradfordldonaldson

bradfordldonaldson — Tue, 06 Oct 2009 03:31:03 +0000

eat something! She is starving!